The IFMP Bancatakaful Certification covers the concepts of structure and management, regulatory framework and ethics, associated risks, governing laws, types and mechanism, documentation and selling of Takaful products through banks. This course is primarily aimed towards sales staff of bank selling / distributing Takaful Products.

The objective of this course is to equip the trainee with the knowledge and skills which enables them to distribute/sell takaful products efficiently and effectively.

This Exam will be mandated for sales staff of banks selling / distributing Takaful Products.

The unit is divided into elements. These are broken down into a series of learning objectives. Each learning objective begins with one of the following prefixes: know, understand, be able to calculate and also be able to apply. These words indicate the different levels of skill to be tested. Learning objectives prefixed:

  • Know: require the candidate to recall information such as facts, rules and principles
  • Understand: require the candidate to demonstrate comprehension of an issue, fact, rule or principle.
  • Be able to calculate: Require the candidate to be able to use formulae to perform calculations.
  • Be able to apply: Require the candidate to be able to apply their knowledge to a given set of circumstances in order to present a clear and detailed explanation of a situation, rule or principle.

Each examination paper is constructed from a specification that determines the weightings that will be given to each element. The specification is given below.
It is important to note that the numbers quoted may vary slightly from examination to examination as there
is some flexibility to ensure that each examination has a consistent level of difficulty. However, the number of questions tested in each element will not change by more than plus or minus 2. This comprises of 100 multiple choice questions.

Element No.ElementsQuestions
1Introduction to Takaful Industry and Bancatakaful15
2 Takaful Products and their Mechanisms30
3Risk Management15
4Identification of Clients’ Takaful Needs and Sales Cycle20
5Ethics and Regulatory Framework20
Total Marks100


  • This will be a 150 minutes examination of 100 Multiple Choice Questions (MCQs).
  • All questions will carry equal marks.
  • There will be no negative marking.

To download the summary syllabus of Bancatakaful Certification please click here

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